The Delightful Stickiness of Dividends

Here is a question for you, in retirement, when you go to the supermarket, what will be the single most important variable in your financial life? Hint: it won’t be the total value shown on your brokerage account statement. That’s because you don’t actually bring your account values to the supermarket. You bring your income.

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Surging Loonie

A resurgent loonie does something for the Canadian psyche, similar to a game of shinny or a weekend in cottage country. And after the past 14 months, the Canadian dollar’s comeback story has arguably provided a patriotic-tinged economic boost. 

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RowanOak – 2021 Q1 Commentary

TThe best word to describe 2021 so far is “hope”. Vaccines are rolling out, and while the vaccination rate got off to a slow start, the momentum has certainly picked up with 50% of the population now having had their first dose. Talk is now starting to shift to the second dose and we are all anxiously awaiting for the light at the end of the tunnel and regaining some of the small pleasures in life that we once took for granted.

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RowanOak Commentary: The Importance of Time in the Market

We realize that the fallout of this pandemic has stretched far beyond the immediate impact to our physical health, but into the realm of our mental, emotional and spiritual wellbeings – and of course to our economic realities, including our investments.

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Income Tax Time is Here

We receive many queries from clients regarding what type of tax slips can be expected for the previous year. Below are some guidelines to assist you in determining whether you have received all relevant tax slips for your investment accounts with us. Here is a summary chart for quick reference.

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The Top 5 Myths of Behavioural Economics

I was not initially schooled in the world of economics. Or finance. Or market analysis. For the sake of my clients and partners, I’ll provide comfort by assuring them, indeed I have acquired that knowledge and training during the past 25 years working in the world of personal wealth management.

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RowanOak Commentary – November 3, 2020

The Dynamic Real Estate & Infrastructure Fund continues to recover and has been on a nice little run, especially compared to how the rest of North American markets have recently stalled out...

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RowanOak Commentary – October 16, 2020

Every time I think this bizarre year can't get any stranger, it gets even more surreal and at a speed that is hard to keep up with. The market is understandably in a state of unease as we brace for the US election. But with only a few weeks left before the election, the market is laser focused on fiscal policy right now, and there appears to be some positive momentum on that front.

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RowanOak Commentary – July 28, 2020

I hope you and your family are continuing to stay well. I wanted to share some updates on current key economic, market and pandemic-related developments.   The markets’ rebound from the depths of the mid-March pandemic-driven drawdown reflects optimism that businesses will continue to recover and that as a global society we will find ways to contain the spread of COVID-19. At the same time, government and fiscal support measures for households and businesses continue to provide a strong tailwind for many parts of the market, particularly equity and corporate bond markets. Nevertheless, economic activity remains below pre-pandemic levels and significant adjustments are still needed for many businesses to recover, presenting significant risks to the outlook.

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RowanOak Commentary – June 15, 2020

I trust that all is well with you and you have been enjoying the nice weather of late. Below you will find a summary of this week’s market developments and related thoughts.

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